Fuzul Empowers Turkish Economy with Record Growth in the First Half of the Year

Fuzul, a pioneer in the savings-based financing sector, has announced its financial results for the first half of 2025. As interest in its interest-free model grew, the company attracted approximately 2.7 times as many new customers as in the same period of the previous year. During the first six months, Fuzul increased the number of financing disbursements by 277% year-on-year, completing approximately 35,000 disbursements for homes and vehicles and helping tens of thousands of people achieve their plans for the future.

The Momentum Behind Financial Growth

Fuzul achieved record growth momentum in the first half of 2025 compared with the same period of the previous year. The number of new customers joining the system rose from approximately 35,000 to 90,000—around 2.7 times the previous figure, representing growth of 169%. This remarkable momentum was also reflected directly in Fuzul’s overall customer portfolio. The number of active customers increased from 162,854 at the end of 2024 to 241,093 by the end of the first half of 2025, demonstrating the strong interest in Fuzul’s model.

Another key indicator of Fuzul’s financial strength was the total value of active contracts. This rose from TRY 145.5 billion at the end of 2024 to TRY 269.4 billion in the first half of 2025, marking a substantial increase.

Commenting on the strong first-half results, Eyüp Akbal, Chairman of the Board of Fuzul Tasarruf Finansman AŞ, said:

“These strong results in the first half of 2025 demonstrate the growing need for, and trust in, the savings-based financing model in Türkiye. During this period, we accelerated the expansion of our branch network across the country and broadened our customer portfolio across different segments. We helped tens of thousands more people achieve their home and vehicle ownership goals through solutions requiring no interest, down payment, or guarantor. We will continue working with the same determination throughout the rest of the year, helping more people turn their plans for the future into reality.”

Real Impact Beyond the Numbers

By offering a model that requires no interest, down payment, or guarantor, Fuzul makes it easier for individuals to purchase a home or vehicle through their own savings. Its success extends beyond financial growth figures. Behind these numbers are the stories of tens of thousands of people who plan their futures with confidence in Fuzul.

In the first half of 2025, Fuzul completed nearly 35,000 financing disbursements for homes and vehicles, increasing the number of disbursements by 277% and their total value by an impressive 477% compared with the same period of the previous year. Through these disbursements, the company facilitated TRY 29.14 billion in home and vehicle financing during the first six months of the year.

Outlook for the Future

The strong growth momentum achieved in the first half of 2025 has also positively influenced Fuzul’s year-end outlook. Within the first six months alone, the company reached 95.9% of the total number of new customers acquired throughout 2024.

If the current growth trend continues, the number of new customers is expected to reach 200,000 by year-end, representing an increase of approximately 92% compared with the total customer figure for 2024. Determined to maintain its pioneering role in Türkiye’s economic growth, Fuzul continues to help more people confidently bring their plans for the future to life through new financing solutions.